Fiduciary advisors in Charlotte, NC

Charlotte, North Carolina

Blue Financial, based in Charlotte, North Carolina, provides financial planning and retirement planning services with a focus on personalized strategies for retirees. The firm operates as a fiduciary and uses a process called ACE Your Retirement to assess clients' situations across investment allocation, income planning, tax efficiency, and legacy planning. The firm offers complimentary initial reports and strategy reviews, with ongoing monitoring and adjustments as client circumstances change.

Charlotte, North Carolina

Independent RIA

Capital Wealth Advisors is an independent registered investment adviser based in Charlotte, North Carolina, with approximately $4.5 billion in assets under management and 21 years of business history. The firm provides wealth management, financial planning, and estate planning services through a four-phase planning process encompassing discovery, strategic design, implementation, and periodic review. Services include proprietary research and portfolio construction, tax-aware investment strategies, fixed income management, and access to alternative investments for qualified clients, along with estate transfer strategies and legacy planning support.

Charlotte, North Carolina

Carnegie Private Wealth is an investment advisory firm in Charlotte, North Carolina. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 49 Google reviews.

Charlotte, North Carolina

Carolina Wealth Advisors of Janney Montgomery Scott is an investment advisory firm in Charlotte, North Carolina. Services include Retirement Planning. The firm specializes in Estate Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

Charlotte, North Carolina

CayDen Wealth Management in Charlotte offers financial planning, investment management, and wealth management services led by CERTIFIED FINANCIAL PLANNER™ professionals. The firm operates on a fiduciary basis and coordinates tax planning through its affiliated company, CayDen Tax & Consulting, combining goal-setting, cash flow analysis, and portfolio management as part of a systematic approach to household finances. The practice emphasizes tax-efficient strategies and uses financial planning technology to help clients organize their complete financial picture.

Charlotte, North Carolina

FA Wealth Advisors is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.

Charlotte, North Carolina

Flat Fee

Flat Fee Financial Planning is a Charlotte-based firm founded by CFP® Stephen Boatman that offers estate planning, financial planning, and investment management services using a flat-fee structure rather than assets-under-management percentages. The firm primarily serves investors over 50, dentists, small business owners, and individuals managing sudden money events, with a stated focus on retirement planning, tax-efficient strategies, and investment account management. The firm's process begins with a free consultation, followed by onboarding and ongoing advisory support to help clients implement financial recommendations and track progress toward long-term goals.

Charlotte, North Carolina

Frontier Wealth Advisors serves individuals, families, business owners, and high-net-worth clients in the Charlotte, Matthews, and Indian Land area with financial planning, investment management, and insurance analysis. The firm offers services including retirement planning, tax strategy, estate planning, 401(k) rollovers, and business succession planning, with particular focus on insurance protection as part of comprehensive financial strategies. They work with retirees, executives, professionals, and small business owners to address personalized financial goals and complex compensation or wealth considerations.

Charlotte, North Carolina

GCG Wealth Management, headquartered in Charlotte, North Carolina, provides financial planning, investment management, and wealth management services to individuals and business owners. The firm employs multiple financial advisors holding credentials including CFP®, ChFC®, CPA, and CLU®, and offers services spanning financial planning, business succession planning, tax-efficient wealth transfer strategies, and risk management. Established in the 1970s with current ownership and management in place since 1994, the firm operates with a team-based approach and maintains satellite offices in addition to its main Charlotte location.

Charlotte, North Carolina

GenWealth Financial Group is a life insurance agency based in Charlotte, North Carolina, founded by Mia Fennell with over seven years of operating history. The firm offers life insurance products (term, whole life, and indexed universal life policies), annuity solutions, final expense planning, Medicare guidance, budgeting services, retirement planning, and estate planning services. The firm positions itself as serving clients across the nation and emphasizes personalized financial guidance for different life stages and goals.

Charlotte, North Carolina

Holland Capital Management is a Charlotte-based wealth management firm led by M. Chad Holland, a CFA and CFP®. The firm provides financial planning, investment management, estate planning, and retirement planning services, with additional offerings in trust advisory, life insurance, and lending options. Holland Capital Management operates under a fiduciary standard and serves high-net-worth individuals and entrepreneurs seeking coordinated planning that integrates tax and estate strategies.

Charlotte, North Carolina

J&G Legacy Financial Group LLC is a Charlotte-based financial planning and investment firm serving first-generation wealth builders, business owners, professionals, and families across multiple life stages. The firm emphasizes a values-driven planning process that begins with understanding clients' priorities and goals before developing personalized strategies covering debt reduction, retirement, education, and wealth transfer. The team combines over five decades of combined experience and conducts regular plan reviews, typically completing initial plans within six weeks. Their approach centers on education, transparent communication, and long-term client partnerships aligned with family values and generational wealth building.

Charlotte, North Carolina

Jacob Downing CFA, CFP® is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning. Its advisors hold CFA and CFP credentials. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Charlotte, North Carolina

Kucharo Wealth is a Charlotte-based financial advisory firm that specializes in serving dentists, orthodontists, and dental practice owners. The firm provides wealth planning, investment management, and customized tax and business planning services, drawing on over 20 years of experience and expertise in dental industry operations and big four accounting backgrounds. Their investment approach emphasizes passive, index-based strategies designed to minimize costs and taxes. The firm works with clients through a structured six-step process beginning with discovery and culminating in ongoing quarterly monitoring and plan adjustments.

Charlotte, North Carolina

Level Wealth Management is a fee-only financial advisory firm operating in Greensboro and Charlotte, North Carolina, with virtual service available nationwide. The firm, founded by CFP® Aaron Parrish, charges a flat annual fee of $12,000 and provides comprehensive financial planning, investment management, and tax planning services while acting as a fiduciary. The team holds Certified Financial Planner™ and Tax Planning Certified Professional® credentials, and offers clients unlimited access to address financial questions alongside semi-annual service meetings. Services span retirement planning, portfolio management, tax optimization, Social Security strategy, estate planning, and insurance review.

Charlotte, North Carolina

Linden Thomas & Company is an independent, SEC-registered investment management firm and broker-dealer based in Charlotte, North Carolina. The firm's team includes CFP®, CFA®, and other credentialed professionals who construct individual security-based portfolios according to what the firm calls Efficient Portfolio Theory, focusing on portfolio efficiency tailored to client circumstances. Founder Stephen L. Thomas has been recognized 34 times by Barron's, Forbes, and Financial Times as a top wealth manager, and the firm manages assets for private clients with an emphasis on direct institutional-style portfolio management rather than packaged products.

Charlotte, North Carolina

Merit Financial Advisors is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning and Investment Management. The firm specializes in Retirement Planning. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Charlotte, North Carolina

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Charlotte, North Carolina. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 3-star rating from 4 Google reviews.

Charlotte, North Carolina

Fee-Only

Modera Wealth Management is an independently owned, fee-only fiduciary firm serving the greater Charlotte area and surrounding regions across North Carolina and South Carolina. The firm offers financial planning, investment management, retirement planning, estate planning, tax planning, and insurance analysis to clients with significant wealth and complex financial situations. Operating with a focus on personalized service and direct client relationships, the firm operates on a fee-only compensation model aligned with client interests.

Charlotte, North Carolina

Fee-Only

Modera Wealth Management is an independently owned, fee-only fiduciary firm serving clients throughout the greater Charlotte area and nearby regions. The firm offers financial planning, investment management, retirement planning, tax planning, estate planning, and insurance analysis. With a focus on personalized service, the firm works with clients on comprehensive financial strategies and specific life events, operating multiple office locations across North Carolina and South Carolina.

Charlotte, North Carolina

Phenix Enterprises Inc. is a Charlotte-based business advisory and accounting firm with over 16 years of experience serving clients in North Carolina. The firm offers services in debt management, tax preparation, payroll processing, business formation, accounting, financial analysis, and workers' compensation insurance audits. Operating from their location on Latrobe Drive, they conduct business by appointment and serve both Spanish and English-speaking clients.

Charlotte, North Carolina

Revival Wealth is a Charlotte-based financial advisory firm offering financial and life planning, investment management, tax management, risk management and asset protection, and estate planning services. The firm operates as an independent advisor and describes its approach as collaborative and goal-driven, beginning with an initial conversation to understand client values and priorities before developing a customized financial plan. The firm also provides insurance analysis services.

Charlotte, North Carolina

Ritholtz is an investment advisory firm in Charlotte, North Carolina. Services include Investment Management and Retirement Planning. The firm specializes in Wealth Management. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance. The office is open five days a week.

Charlotte, North Carolina

Rutherford Bryson III, CPA, CFP® is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning. Its advisors hold CFP and CPA credentials. The office has a wheelchair-accessible entrance. The office is open daily.

Charlotte, North Carolina

Signature Wealth Strategies is a wealth management firm serving clients throughout the Southeast, including its Charlotte, North Carolina office, with a team of credentialed financial advisors operating since 1970. The firm provides investment management, wealth management, and financial planning services across areas including asset allocation, insurance, tax strategy, estate planning, and retirement income planning through its SignatureLife Framework approach. Advisors hold CFP® certification and offer complimentary initial consultations to discuss clients' financial goals and planning needs.

Charlotte, North Carolina

Independent RIA

Solaris Strategic Wealth is an independent registered investment adviser based in Charlotte, North Carolina, offering financial planning and investment management services. Led by CEO Nicole, the firm serves individuals and couples across various wealth stages, from those beginning their financial journey to those managing established wealth. The firm's approach combines financial planning with a focus on aligning investment strategies with clients' personal values and life goals.

Charlotte, North Carolina

Strathmore Capital Advisors provides financial planning, asset management, and comprehensive wealth management services to individuals, families, business owners, and institutional clients with $1 million or more in investable assets. The firm operates as a fee-only fiduciary across multiple locations including Charlotte, Chapel Hill, Burlington, Glen Allen, Washington DC, Statesville, and Pooler. Their investment approach emphasizes global asset allocation and academic portfolio structure in partnership with Dimensional Fund Advisors, while also integrating tax planning, insurance, estate planning, and behavioral considerations into client strategies.

Charlotte, North Carolina

Blackbridge Financial, led by CFP® Stu Evans in Charlotte, North Carolina, serves working professionals, business owners, and those approaching or in retirement. The firm uses a three-step process—introductory meeting, discovery, and plan delivery—to develop personalized financial strategies covering investments, tax planning, debt management, retirement income, and business integration. Laurie Spagnaulo, Director of Client Relations with 18+ years in financial services, supports client relationships and account management.

Charlotte, North Carolina

The Real Money Coach LLC is a faith-based financial education firm founded by Tony Jackson, offering coaching, workshops, and strategic planning that integrate biblical principles with financial strategies. Tony Jackson is a Certified Financial Education Instructor and Senior Vice President at First Financial Security, Inc., with licenses in over 24 states and experience spanning insurance, financial services, and ministry leadership. The firm serves families, churches, and organizations, with particular focus on economic empowerment in underserved communities. Jackson hosts a regular radio program on Praise Charlotte 102.5 FM and 610 AM and is the author of "Increase, Protect, and Dominate Your Money."

Charlotte, North Carolina

United Capital Financial Advisors is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning and Investment Management. The firm specializes in Retirement Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

Charlotte, North Carolina

Waverly Advisors is a Charlotte-based wealth management firm offering financial planning, investment management, tax, and estate planning services to private clients. The firm constructs customized portfolios using both traditional asset classes and alternative investments, and provides clients with a dedicated wealth management dashboard and quarterly net-of-fee performance reporting. Waverly employs advisors holding the CLU credential and operates as an independent firm with a stated focus on client-centered service.

Charlotte, North Carolina

Wealth Enhancement Group is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 3 Google reviews.

Charlotte, North Carolina

William Allen II, CIMA® is an investment advisory firm in Charlotte, North Carolina. Services include Financial Planning. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.