Fiduciary advisors in New York

Airmont, New York

Bernath & Rosenberg, P.C. is a financial services firm in Airmont, New York with two divisions: Wealth Management and Tax/Accounting. The firm serves individuals, families, business owners, and nonprofits with financial planning, investment management, tax planning, and accounting services; wealth management advisors operate as fiduciaries and charge fees starting at 1% of assets under management on a tiered basis, with tax services billed separately. The firm takes a long-term, diversified investment approach and coordinates with external specialists including estate planning attorneys to align financial, tax, and legal strategies.

Albany, New York

Creative Planning is an investment advisory firm in Albany, New York. Services include Estate Planning, Financial Planning, Insurance Analysis, and Investment Management. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Albany, New York

Eden Advisory Services LLC, based in Albany, New York, offers financial planning, investment management, estate planning, retirement projections, life insurance, and budget counseling services. The firm is led by owner and advisor Nick Ventura, who represents the second generation of ownership following his father Joe Ventura's founding of the business over 40 years ago. The team includes operations manager Camren Ado and delivers personalized strategies adapted to clients' evolving circumstances and goals. An advisor at the firm holds the CLU credential.

Albany, New York

Insurance-Based

The Di Bella Financial Group, LLC is an insurance-based financial advisory firm in Albany, New York led by president Joseph Di Bella (LUTCF) and advisor Elizabeth Bauer. The firm provides financial planning, insurance analysis, and fee-based investment advice through its affiliation with Eagle Strategies LLC, a registered investment adviser, serving affluent individuals, families, executives, and business owners with planning needs including wealth management, retirement, business succession, and estate planning. Both principals hold relevant professional credentials and memberships in the National Association of Insurance & Financial Advisers.

Albany, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Albany, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 2.7-star rating from 3 Google reviews.

Albany, New York

WealthOne Advisory, based in Albany, New York, has provided financial planning and investment management services since its founding in 2003. The firm serves individuals, couples, families, business owners, and organizations through a personalized team approach, with each financial professional managing their own practice without proprietary product requirements. Services span retirement planning, education savings, wealth management, and risk management strategies, with advisors offering customized guidance based on client circumstances rather than product quotas.

Albany, New York

Insurance-Based

The Di Bella Financial Group, LLC. is an insurance-based firm in Albany, New York. Services include Insurance Analysis. The firm specializes in Insurance Planning. The office is open five days a week.

Albany, New York

Broadway Advisor Group is an SEC-registered investment advisor based in Albany, New York, offering financial planning, investment management, retirement planning, and portfolio construction services. The firm operates as a fiduciary and is led by principals Jason Sgroi and Michael Sgroi, alongside financial advisor John Mendrysa and compliance officer Kim Dumont. The firm works with clients to develop customized financial plans aligned with their risk tolerance and life goals, including strategies for retirement income, tax efficiency, and intergenerational wealth transfer.

Albany, New York

John Gigliello, Albany Financial Group is an investment advisory firm in Albany, New York. Services include Financial Planning, Investment Management, Retirement Planning, Social Security Optimization, and Tax Planning. The firm specializes in Social Security Planning and Tax Strategy. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 11 Google reviews.

Albany, New York

Insurance-Based

Joseph Di Bella, President - The Di Bella Financial Group, LLC is an insurance-based firm in Albany, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Insurance Planning. The office is open five days a week.

Amherst, New York

Independent RIA

Florian Financial Group LLC is an independent ria firm in Amherst, New York. It acts as a fiduciary. Services include Financial Planning and Investment Management. Appointments are recommended. The office has a wheelchair-accessible entrance.

Amityville, New York

Sica | Fletcher is an advisory firm based in Amityville, New York that specializes in mergers and acquisitions within the insurance industry. Founded in 2014 by Michael Fletcher and Al Sica, the firm has completed over $19 billion in insurance agency and brokerage transactions. The firm works with insurance brokerage leaders to develop acquisition or transition strategies by analyzing their financial position, operational capabilities, and market dynamics.

Binghamton, New York

Bank-Affiliated

Visions Wealth Management is a bank-affiliated firm in Binghamton, New York. Services include Investment Management. The firm specializes in Debt Management. The office has a wheelchair-accessible entrance. It holds a 3-star rating from 2 Google reviews.

Binghamton, New York

Equitable Advisors is a SEC-registered investment advisor operating in Binghamton, New York, offering financial planning services to clients at various life stages. The firm provides fee-based and non-fee-based financial planning through investment advisor representatives, with a stated approach centered on understanding client situations, educating clients on options, and monitoring progress toward communicated goals.

Binghamton, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Binghamton, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 3.4-star rating from 5 Google reviews.

Binghamton, New York

Duke Financial is a Binghamton-based advisory firm with over 40 years of operating history. The firm offers brokerage services, personalized wealth advisory, annuity products, retirement planning, and net worth development strategies, with a stated approach centered on client education and individualized financial planning that addresses each client's full financial situation.

Bohemia, New York

Personalized Wealth Management, LLC. is an investment advisory firm in Bohemia, New York. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open daily.

Bronx, New York

Santana Consultation, located in the Bronx, offers tax preparation, payroll services, and business formation assistance. The firm is founded and led by Deyanira Santana, who studied accounting and has over seven years of experience in tax and legal services. The practice also provides educational tax courses and addresses immigration-related advisory needs for individuals and business owners.

Brooklyn, New York

AQS Management, LLC is an investment management firm based in Brooklyn that serves individuals, businesses, trusts, foundations, and family offices using quantitative, data-driven investment strategies. The firm offers specialized approaches for retirees, women investors, and professionals seeking retirement account growth, along with actively managed equity strategies including Aggressive Growth, Adaptive, and Alpha Opportunity portfolios. AQS emphasizes collaboration with external portfolio managers, accessibility for various client sizes, and full transparency into account holdings and performance. The firm works through a three-step process: initial consultation to understand financial objectives and risk tolerance, strategy development backed by data analysis, and account setup and ongoing management.

Brooklyn, New York

Insurance-Based

Marlon J. Altoe, Wealth Advisor - Eagle Strategies is an insurance-based firm in Brooklyn, New York. Services include Financial Planning and Insurance Analysis. The office has a wheelchair-accessible entrance. The office is open five days a week.

Buffalo, New York

Buffalo First Wealth Management is a fee-only registered investment advisor in Buffalo, New York, offering estate planning, financial planning, insurance analysis, investment management, and tax planning services. The firm operates as an independent, privately held practice with no commissions, product sales, or third-party revenue arrangements, and charges asset-based fees aligned with client interests. The firm serves clients nationwide and maintains a high client retention rate, with team members including specialists in retirement planning, Medicare strategy, and tax planning.

Buffalo, New York

Accreux Wealth Management is an investment advisory firm in Buffalo, New York. Services include Retirement Planning. The firm specializes in Small Business. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance.

Buffalo, New York

InCareLife is a Buffalo-based advisory firm that provides insurance analysis and planning services with an explicit focus on biblically responsible investing. The firm works with clients to align financial decisions with faith-based principles, incorporating both insurance strategy and values-aligned portfolio construction through partnerships with faith-focused investment managers. InCareLife collects detailed financial information from clients to deliver personalized guidance on insurance needs, retirement, education planning, and legacy goals.

Buffalo, New York

Note Advisors is a fee-based financial planning and investment management firm based in Buffalo, New York, serving individuals, families, and business owners nationwide. The firm's team of Certified Financial Planners (CFPs) operates as fiduciaries and offers holistic planning across six core areas: cash flow and debt optimization, tax strategy, retirement income, risk management, investment strategy, and estate planning. With over a decade of experience, the firm combines financial planning with behavioral money coaching and adjusts client plans as circumstances evolve.

Buffalo, New York

Plail Wealth Management is an investment advisory firm in Buffalo, New York. Services include Financial Planning and Retirement Planning. The firm specializes in Small Business. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 2 Google reviews.

Buffalo, New York

Raymond James & Associates is an investment advisory firm in Buffalo, New York. Services include Retirement Planning. The firm specializes in Small Business. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance. It holds a 5-star rating from 1 Google review.

Buffalo, New York

Tompkins Financial Advisors, based in Buffalo, New York, provides retirement planning and investment management services through a team-based approach. The firm develops customized investment portfolios using both active and passive strategies, with decisions made by an in-house investment committee that monitors portfolios and evaluates market conditions. The firm emphasizes local service, transparent practices, and understanding each client's unique financial objectives.

Buffalo, New York

United Capital Financial Advisors is an investment advisory firm in Buffalo, New York. Services include Financial Planning and Investment Management. The firm specializes in Retirement Planning. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Buffalo, New York

Cirocco Smith Group is a financial advisory firm in Buffalo, New York, offering investment management, financial planning, and legacy planning services. The firm's approach centers on developing customized financial strategies across retirement planning, tax strategy, estate planning, and investment management. Led by CFP® Tony Cirocco and Financial Advisor Jared Smith with over 50 years of combined experience, the group works with clients to build diversified portfolios, manage cash flow, and plan for major life transitions. The firm emphasizes a transparent, relationship-based model with ongoing plan adjustments and monitoring throughout clients' careers and retirement.

Camillus, New York

Connell Financial Group LLC is an investment advisory firm in Camillus, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Canandaigua, New York

Independent RIA

Sheppard Mosher Independent Wealth Management is an independent ria firm in Canandaigua, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week.

Canandaigua, New York

Acre Equity Advisors is a wealth management firm based in Canandaigua, New York that serves rural families and investors across various backgrounds. The firm offers investment management and financial planning services through a three-step process: initial financial review and goal-setting, strategy development based on time horizon and risk tolerance, and ongoing plan execution with adjustments for life changes. The firm's approach emphasizes long-term client relationships built on open communication and practical financial guidance.

Champlain, New York

369 Trading Room is a day trading community based in Champlain, New York that conducts live market sessions in Gold, US30, US100, and GBP/AUD forex pairs. The firm uses a rules-based trading framework applied during real-time sessions and provides educational resources including recorded sessions, step-by-step courses, and live chat access to experienced traders. Members trade their own accounts with brokers of their choice while participating in structured live trading instruction and market analysis.

Clifton Park, New York

Steward Advisors Group, based in Clifton Park, New York, provides financial planning and investment management services with a stated focus on aligning client portfolios with Christian values and spiritual purposes. The firm emphasizes what it calls Proactive Values Investing, which aims to deploy capital toward businesses addressing social and spiritual outcomes alongside financial objectives. The firm works with clients on integrated financial and life planning, including retirement accounts, education savings, and legacy portfolios, with an underlying framework centered on stewardship principles.

Clifton Park, New York

Madison Wealth Managers is an investment advisory firm in Clifton Park, New York. The office has a wheelchair-accessible entrance. The office is open five days a week.

Cohoes, New York

Forum Financial Management - Financial Advisor: Amanda D'Aprile, CPA is an investment advisory firm in Cohoes, New York. The firm specializes in Retirement Planning and Investment Management. Its advisors hold CPA credentials. The office has a wheelchair-accessible entrance. The office is open five days a week.

Corning, New York

BCK Partners, Inc. is an investment advisory firm in Corning, New York. Services include Financial Planning and Investment Management. Its advisors hold CFP and CPA credentials. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Cortland, New York

Jessica Champion RICP is an investment advisory firm in Cortland, New York. Services include Financial Planning, Investment Management, and Retirement Planning. Its advisors hold RICP credentials. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

De Witt, New York

Strategic Wealth Advisors is an investment advisory firm in De Witt, New York. The office has a wheelchair-accessible entrance. The office is open five days a week.

Deer Park, New York

Wealth Enhancement Group is an investment advisory firm in Deer Park, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 25 Google reviews.

Dunkirk, New York

PlanningWealth WNY, based in Dunkirk, New York, offers financial planning and investment management services built around client-specific circumstances, risk tolerance, and objectives. The firm emphasizes comprehensive financial planning as a foundation for wealth management, including ongoing portfolio review and adjustments in response to market changes and life events. Their stated process involves establishing client relationships, developing financial plans aligned with goals and assets, and executing strategies with accountability toward objectives.

East Syracuse, New York

Insurance-Based

Tim Shields - Northwestern Mutual is an insurance-based firm in East Syracuse, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.

East Syracuse, New York

Bill Zaika, Sr., CFP® - Financial Advisor at Farther is an investment advisory firm in East Syracuse, New York. The firm specializes in Estate Planning. Its advisors hold CFP credentials. The office is open five days a week.

East Syracuse, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in East Syracuse, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Appointments are recommended. The office is open five days a week. It holds a 4.5-star rating from 2 Google reviews.

Elmira, New York

Williams Capital Corporation is an investment advisory firm in Elmira, New York. Services include Tax Planning. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 4 Google reviews.

Elmsford, New York

CPC Wealth Management is a financial advisory firm based in Elmsford, New York that provides financial planning and investment management services to individuals and small businesses. The firm serves specialized niches including business owners, executives with equity compensation, physicians and dentists, athletes and entertainers, and high-net-worth families. Advisors offer personalized planning that addresses immediate needs and long-term financial strategy through in-person and virtual consultations. The firm's approach integrates multiple aspects of clients' financial lives, including cash flow management, retirement planning, tax strategies, and wealth preservation.

Endicott, New York

Visions Wealth Management is based in Endicott, New York and offers investment management and wealth management services. The firm's advisors are available for consultations in person, by phone, or via digital conferencing to discuss client financial goals and planning strategies. The firm addresses topics including emergency savings, insurance, estate planning, and financial organization as part of its planning approach.

Fairport, New York

Liftbridge Financial Advisors is an investment advisory firm in Fairport, New York. Services include Investment Management and Retirement Planning. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Fayetteville, New York

Tompkins Financial Advisors, based in Fayetteville, New York, provides investment management and retirement planning services to clients seeking a team-based approach to wealth strategy. The firm operates through an in-house investment committee that develops and monitors portfolios using both active and passive strategies, informed by macroeconomic analysis and fundamental research. Clients access their accounts through an integrated online platform offering portfolio reporting and account visibility. The firm emphasizes local service relationships and customized investment solutions designed to address individual client circumstances and objectives.

Fayetteville, New York

Dunuwila Wealth Management is an investment advisory firm in Fayetteville, New York. Services include Investment Management and Retirement Planning. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 11 Google reviews.

Fayetteville, New York

Insurance-Based

Murphy Financial Group, based in Fayetteville, New York, is an insurance-focused financial advisory practice operated by Michael P. Murphy (a New York Life Agent since 1985) and Andrew M. Murphy (who joined in 2017). The firm provides financial planning, insurance analysis, and insurance planning services to business owners, professionals, and retirees, drawing on over three generations of family involvement in wealth management. Both principals hold affiliations with Eagle Strategies LLC and leverage access to New York Life's Advanced Planning Group for estate, business, and life insurance planning support.

Fayetteville, New York

D.K. Griffith & Company is an independent financial services firm founded in 2006 and based in Utica, New York, offering investment management, wealth management, tax preparation, and estate planning advice. The firm provides financial planning and active portfolio management across a range of vehicles including mutual funds, ETFs, stocks, bonds, annuities, and insurance products, with accounts carried by National Financial Services. Client relationships begin with a complimentary consultation and assessment, and the firm operates on a fee basis while disclosing compensation upfront. Securities are offered through LifeMark Securities Corp., a FINRA/SIPC member.

Fishkill, New York

Wealth Enhancement Group is an investment advisory firm in Fishkill, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Flushing, New York

Insurance-Based

Li Huo, Financial Advisor - Eagle Strategies is an insurance-based firm in Flushing, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office is open five days a week.

Flushing, New York

Insurance-Based

Ming Li, Financial Professional - New York Life is an insurance-based firm in Flushing, New York. Services include Financial Planning and Insurance Analysis. The office has a wheelchair-accessible entrance. The office is open five days a week.

Fly Creek, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Fly Creek, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. Appointments are recommended.

Fredonia, New York

Andersen Cuddihy Inc., based in Fredonia, New York, provides financial planning and retirement planning services. Founded in 2012 by Rick Andersen and Jack Cuddihy following their transition from HSBC, the firm works collaboratively with estate planning attorneys, accountants, and insurance professionals to address client goals including retirement, education funding, and home ownership. The firm employs a consultative approach and has expanded its reach across multiple Community Bank locations throughout western New York.

Fulton, New York

Mirabito Financial Group is an investment advisory firm in Fulton, New York. Services include Financial Planning. The firm specializes in Retirement Planning. The office has a wheelchair-accessible entrance. The office is open daily.

Garden City, New York

Plan 4, Inc. is a financial planning and investment management firm based in Garden City, New York, affiliated with LPL Financial. The firm is led by President Alfred Russo, a CPA and CFP with experience since 1981 who specializes in estate planning and investment strategies, alongside Managing Directors Daniel (CFP-certified) and Amanda, and additional advisors with securities licenses ranging from Series 7 to Series 53. Plan 4 operates on a customized planning approach that addresses individual client goals through a team model, serving clients across the United States.

Goshen, New York

Wealth Enhancement Group is an investment advisory firm in Goshen, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 4.8-star rating from 5 Google reviews.

Goshen, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Goshen, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance. It holds a 5-star rating from 1 Google review.

Great Neck, New York

Wealth Enhancement Group is an investment advisory firm in Great Neck, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Great Neck, New York

Palumbo Wealth Management, based in Great Neck, New York, serves business owners and executives with estate planning, investment management, and wealth management services. The firm's team holds credentials including CFP, CFA, Certified Exit Planning Advisor, and MBA designations, and offers a structured five-step consultative process covering financial planning, exit strategy guidance, liquidity planning, and business succession planning. Client communication includes bi-monthly calls, quarterly reviews, two annual in-person meetings, and access to educational events and market updates.

Groton, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Groton, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. The office is open daily.

Hauppauge, New York

Mitlin Financial, Inc. is an investment advisory firm in Hauppauge, New York. Services include Estate Planning, Financial Planning, and Investment Management. The firm specializes in Wealth Management. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 54 Google reviews.

Henderson, New York

Chisholm Financial Planning & Investments is a fee-based registered investment advisor (RIA) founded by Certified Financial Planner Jenny Logan, who also holds a law background. The firm offers customized financial planning and ongoing investment management to individuals, families, and business owners across Jefferson County and New York's North Country region, operating from Henderson just outside Watertown. As a fiduciary, the firm structures advice around client goals rather than commissions and provides both in-person and remote service options.

Hopewell Junction, New York

Flourish Wealth Advisors is an investment advisory firm in Hopewell Junction, New York. The office has a wheelchair-accessible entrance. The office is open five days a week.

Hudson, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Hudson, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance.

Huntington, New York

Steven Silber is a CFP and CLTC credential holder based in Huntington, New York, offering financial planning, investment management, and insurance analysis with a focus on insurance planning. The firm operates on a fiduciary basis and has been in practice for over 26 years, working with clients to develop customized financial plans that address retirement, investments, and broader life goals through an initial needs assessment followed by ongoing monitoring and periodic reviews.

Ithaca, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Ithaca, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. The office has a wheelchair-accessible entrance.

Ithaca, New York

Insurance-Based

Northwestern Mutual | Standard Wealth Management is an insurance-based firm in Ithaca, New York. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open daily.

Jericho, New York

Beacon Pointe Advisors is an investment advisory firm in Jericho, New York. Services include Financial Planning and Investment Management. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.

Kinderhook, New York

Independent RIA

Siena Private Wealth is an independent registered investment advisory firm based in Kinderhook, New York, founded in 2019 by Marisa Rothstein, JD, CFP®, AEP. The firm provides comprehensive financial planning and investment management services, with a team that includes a CFP®, CPA/PFS, and estate planning attorney who work collaboratively on planning across investments, taxes, estate matters, and cash flow. Led by Marisa Rothstein and Alan Rothstein, CPA/PFS (who merged his prior fee-only investment firm into Siena in 2024), the practice emphasizes personalized service and long-term client relationships.

Kingston, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Kingston, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open daily.

Lake Placid, New York

Independent RIA

Mercer Advisors' Lake Placid office is an independent registered investment adviser operating under a family office model that integrates financial planning, investment management, tax, estate, and insurance services. The firm serves professionals including C-suite executives, engineers, technology leaders, entrepreneurs, and physicians, with particular expertise in retirement planning, business succession for multi-generational families, concentrated equity positions, and special needs planning. Operating as a fiduciary, the firm combines local market knowledge with resources and specialized personnel from its national platform. The Lake Placid team has been serving clients for 40 years.

Lansing, New York

Heritage Lake Advisors & Partners, based in Lansing, New York, is a wealth management firm serving high-net-worth individuals, families, and organizations through investment management, financial planning, retirement planning, estate planning, and tax-planning services. The firm operates multiple offices throughout Upstate New York and is registered with the SEC as a broker-dealer and investment adviser through its affiliate &Partners, LLC. Named to the Forbes 2025 Best-in-State Wealth Management Teams list, the practice was formerly known as The Labourdette Financial Group and is led by Partner and Senior Wealth Advisor David M. Labourdette.

Latham, New York

Northway Financial Group LLC, based in Latham, New York, provides financial planning services with a focus on retirement planning and investment management. The firm employs a collaborative, multidisciplinary approach centered on understanding clients' financial goals and life priorities, combining experienced analysis with transparent communication about asset locations and performance.

Latham, New York

Independent RIA

Iron Tree Financial is an independent registered investment advisor in Latham, New York, established in 2000, that operates under a fiduciary standard. The firm provides retirement income planning, estate planning, Social Security and Medicare education, and specialized financial planning for amateur and professional athletes, along with succession planning services for retiring advisors. Iron Tree collaborates with CPAs and legal professionals to address tax efficiency, long-term care considerations, and estate administration as part of its holistic planning approach.

Latham, New York

Insurance-Based

Autumn Sims, Financial Advisor - Eagle Strategies is an insurance-based firm in Latham, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Latham, New York

Pachira Wealth Management is an investment advisory firm in Latham, New York. Services include Financial Planning, Investment Management, and Retirement Planning. The firm specializes in Wealth Management. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Latham, New York

Verant Wealth is a financial advisory firm based in Latham, New York, serving clients throughout the Capital Region including Saratoga Springs, Malta, and Clifton Park. The firm offers personalized financial planning and investment management for individuals, retired professionals, families, and business owners, with services spanning budget planning, debt management, compensation analysis, retirement strategy, education funding, and life milestone planning. Operating on a fiduciary basis, Verant Wealth emphasizes values-aligned strategies, client education, and ongoing plan adjustments to address changing circumstances.

Liverpool, New York

United Financial Services, operating since 1985, offers investment management and retirement planning services to clients in the Syracuse area and nationwide from its Liverpool, New York location. The firm structures its client engagement through a four-step process beginning with goal identification, moving into exploratory discussions, developing detailed financial plans, and providing ongoing adjustments as circumstances change. Services addressed include retirement savings strategies, investment options, risk management, insurance, and estate planning.

Lynbrook, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Lynbrook, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. Service options include online appointment booking. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Malone, New York

Harte Solutions is an investment advisory firm in Malone, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 5 Google reviews.

Malta, New York

Insurance-Based

Daniel Pearsall, Founder & Financial Advisor - Post Time Wealth Solutions is an insurance-based firm in Malta, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 3 Google reviews.

Manlius, New York

Ivy Financial Group is an independent wealth management firm in Manlius, New York, offering financial planning, investment management, and insurance analysis. The firm is led by owner Michael Zoli, a CFP with over 25 years of industry experience and Series 7 and Series 66 licenses, supported by tax consultant Eric (Series 7, 63, and 65 licensed) and other staff. The firm emphasizes a detailed investment process that addresses market, economic, and geopolitical risks, and provides retirement planning with particular attention to income and expense analysis. Ivy Financial works with clients who typically have at least $100,000 in investable assets and uses an independent custodian with SIPC protection and cyber fraud guarantees.

Melville, New York

Zambri Financial, based in Melville, New York and powered by LPL, offers retirement planning, estate planning, and investment strategy services. The firm employs experienced financial advisors, including a managing director with 36 years in the industry, and emphasizes personalized financial planning based on individual client circumstances and goals. The team includes registered client service professionals and operates with a stated commitment to transparency and client communication.

Melville, New York

Wealth Enhancement Group is an investment advisory firm in Melville, New York. Services include Financial Planning and Investment Management. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Melville, New York

Paul La Cava, Partner - Wealth Conservation Group, Inc. is an investment advisory firm in Melville, New York. Services include Financial Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

Melville, New York

Planning Financial Futures is a Melville-based financial advisory firm serving Long Island residents since 1990, with a team of Certified Financial Planners offering financial planning, investment management, insurance analysis, and wealth management services. The firm addresses planning needs across income strategy, risk management, and tax and legal coordination through affiliated professionals, and serves individuals navigating major life transitions such as divorce and retirement.

Middletown, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Middletown, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Mineola, New York

Neil Lauro is a financial advisor with over 30 years of industry experience, holding Series 7, 63, and 24 registrations with LPL Financial, along with life and health insurance licenses. He offers investment management, retirement income planning, family financial guidance, wealth preservation strategies, and business retirement plan services. His approach centers on understanding each client's growth and income needs, risk tolerance, and tax situation before determining appropriate asset allocation. Based in Mineola, New York, he works with investors across various backgrounds and life stages.

Mineola, New York

Goydas Capital Investment Management is an investment advisory firm in Mineola, New York. Services include Investment Management. The office has a wheelchair-accessible entrance. The office is open six days a week, including Saturdays.

Mineola, New York

Demetrios Paraskevopoulos is a CFP® based in Mineola, New York, who provides wealth management and retirement planning services. His firm employs a three-step process—reviewing client goals and risk tolerance, analyzing strategies tailored to each investor's profile, and implementing and monitoring plans through market changes and life transitions. The practice works with clients across different experience levels and emphasizes long-term relationships built on open communication and proactive strategy development.

Mt Kisco, New York

Tompkins Financial Advisors, based in Mt Kisco, New York, offers investment management and retirement planning services through a team-based approach supported by a nine-member investment committee. The firm develops customized portfolios using both active and passive strategies, with an in-house committee that monitors investments and adjusts allocations based on macroeconomic conditions. The firm provides online wealth management reporting through its Total Wealth platform and emphasizes local, transparent service across multiple generations of families.

Mt Kisco, New York

Westchester Financial Planning, founded more than 28 years ago and led by CFP® Russell E. Glickstern, serves individuals, families, business owners, and trusts in the Mt. Kisco area with financial planning, retirement planning, and investment management services. The firm works with clients to address current financial needs alongside long-term retirement and wealth goals through a personalized approach that incorporates planning tools and access to financial products.

New Hartford, New York

Upstate Wealth Consulting is a financial advisory firm based in New Hartford, New York that provides financial planning, wealth management, and investment strategy services to individuals and businesses. The firm offers services including retirement planning, life insurance, investment portfolios, education savings plans, employee benefits, succession planning, and estate planning through a relationship-focused approach that emphasizes in-depth client analysis and ongoing portfolio review. The firm describes its methodology as involving discovery of client goals, comprehensive financial analysis, strategy implementation, and periodic evaluation and adjustment as circumstances change.

New Hartford, New York

J. Tyler Wealth Management is an investment advisory firm in New Hartford, New York. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open daily.

New Hartford, New York

CG Capital is an investment advisory firm in New Hartford, New York. Services include Estate Planning, Financial Planning, and Retirement Planning. Service options include onsite meetings. The office has a wheelchair-accessible entrance. It holds a 5-star rating from 32 Google reviews.

New Paltz, New York

ClearPath Advisors is a retirement planning firm based in New Paltz, New York, led by co-founder Patrick Fillette, a CFP® and ChFC® professional. The firm operates on a fiduciary, independent basis and works with clients in accumulation, pre-retirement, and retirement phases to develop customized plans addressing income sustainability, longevity considerations, and tax planning. Their structured approach begins with discovery meetings to understand client values and circumstances, followed by collaborative development of adaptable financial strategies. ClearPath uses Asset+Map as a planning tool to help clients visualize their complete financial picture.

New Windsor, New York

Kevin J. Mulqueen is a Certified Financial Planner with 39 years of experience serving clients through Eagle Strategies LLC, an SEC-registered investment advisory firm and subsidiary of New York Life Insurance Company. He holds the Chartered Financial Consultant and Chartered Life Underwriter designations and offers fee-based financial planning and investment management services, with particular focus on retirement planning, life insurance, disability coverage, long-term care, and annuities. Operating from New Windsor, New York, he works with clients across various life stages, from those beginning their financial journey to those planning multigenerational wealth transitions.

New York, New York

Insurance-Based

Inez Justine Aznar, Financial Advisor - Eagle Strategies is an insurance-based firm in New York, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Cross Border Wealth is an investment advisory firm in New York, New York. The office has a wheelchair-accessible entrance.

New York, New York

Nucleus Advisors is an investment advisory firm in New York, New York. Services include Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Bone Fide Wealth, LLC is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 4-star rating from 4 Google reviews.

New York, New York

Insurance-Based

Alfredo Alves De Lima, Financial Advisor - Eagle Strategies is an insurance-based firm in New York, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Wealth Enhancement Group is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. Advisory services are available in English and Spanish. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Independent RIA

MidCap Advisors, LLC is an independent ria firm in New York, New York. It acts as a fiduciary. Services include Investment Management. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 1-star rating from 1 Google review.

New York, New York

Creative Planning is an investment advisory firm in New York, New York. Services include Estate Planning, Financial Planning, Insurance Analysis, and Investment Management. Service options include onsite meetings and online appointment booking. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 4.4-star rating from 52 Google reviews.

New York, New York

Castle Financial is an investment advisory firm in New York, New York. Services include Financial Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

John Paolini - Financial Advisor at Farther is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Estate Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Aimdar Advisory Group 安达财富 is an investment advisory firm in New York, New York. Services include Insurance Analysis. The firm specializes in Insurance Planning. Its advisors hold CFA, CFP, and CPA credentials. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open six days a week, including Saturdays. It holds a 5-star rating from 182 Google reviews.

New York, New York

Drucker Wealth Management is a third-generation financial advisory firm founded in 1959 and based in New York, operating under fiduciary standards. The firm provides financial planning and investment management services to high-earning professionals and pre-retirees, with a focus on comprehensive planning that addresses behavioral factors and scenario analysis rather than market forecasting. Leadership includes founder Bernie Drucker's son Lance and grandson Gideon, supported by a team with over 100 years of combined experience and eight professional designations. The firm serves clients both locally and through a virtual planning practice.

New York, New York

Mario Battistini, CFP®, CFA - Financial Advisor at Farther is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Estate Planning. Its advisors hold CFA and CFP credentials. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Independent RIA

Wallace Investments is an independent registered investment advisor in New York City offering financial planning and investment management services, founded by K. Michael Wallace. The firm integrates investment management with tax planning, real estate advisory, and insurance coordination to address multiple aspects of client finances. K. Michael Wallace holds a Series 3 license and brings extensive background in commodities and futures trading from major financial institutions including Lehman Brothers, along with 20+ years managing investment portfolios across stocks, futures, private businesses, and real estate.

New York, New York

Margie Carpenter, CFP® - Financial Advisor at Farther is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Estate Planning. Its advisors hold CFP credentials. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 3.6-star rating from 5 Google reviews.

New York, New York

Carrie Ma, CFP® - Financial Advisor at Farther is an investment advisory firm in New York, New York. The firm specializes in Estate Planning. Its advisors hold CFP credentials. The office is open five days a week.

New York, New York

Joseph Portello, Co-Founder & Financial Advisor - The Firm Financial Group LLC is an investment advisory firm in New York, New York. Services include Financial Planning. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Sarsi, LLC is a fee-only financial advisor in New York operating as a fiduciary that serves professionals with complex compensation, business owners, and retirees. The firm offers financial planning and investment management alongside cash flow optimization, risk management, retirement planning, estate planning, and tax planning services. Sarsi charges either asset-based fees (1% and lower with a $5,000 annual minimum) or fixed fees for comprehensive plans, with client assets custodied at Charles Schwab. The firm works virtually with clients outside New Jersey and New York and also provides outsourced chief investment officer services to larger investors.

New York, New York

Lenert Financial Group, based in New York, offers financial planning, investment management, retirement planning, and insurance analysis services. The firm operates according to stated principles of honesty, integrity, and direct communication, and aims to understand clients' complete financial and personal situations to recommend appropriate products aligned with their objectives. Mark Lenert is recognized by the Million Dollar Round Table for sales performance in life insurance.

New York, New York

Insurance-Based

Serge Tinovsky, Financial Professional - New York Life is an insurance-based firm in New York, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Insurance Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Terence Gallagher, MBA - Financial Advisor at Farther is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Estate Planning. The office has a wheelchair-accessible entrance. The office is open daily.

New York, New York

Curtis Pope operates Pope Wealth Planning, a New York-based fee-only financial planning and investment management firm serving professionals, business owners, and those approaching retirement across the country. As a CFP® and Certified Financial Therapist-I™, Pope brings over a decade of experience from roles at Citi, State Street Global Advisors, Morgan Stanley, and Wealthsimple, combined with advanced education from Columbia University and Northwestern University. The firm, established in 2020, emphasizes fiduciary relationships and comprehensive financial planning integrated with technology to help clients define and work toward their financial objectives.

New York, New York

Insurance-Based

Cyrielle Rivera, Financial Advisor - The firm Financial Group, LLC is an insurance-based firm in New York, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office is open five days a week.

New York, New York

Robert Casale, CRPC® - Financial Advisor at Farther is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Estate Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Savvy is a SEC-registered investment adviser and wealth management firm located in New York that provides personalized investment management and financial planning services to high-net-worth individuals. Operating as a fiduciary, the firm matches clients with advisors who develop customized strategies based on individual goals and risk tolerance, supported by proprietary dashboard technology for consolidated account tracking. Services include retirement planning, estate planning, tax strategy, alternative investments, and direct indexing, with pricing customized to client needs rather than transaction-based. The firm works with Fidelity or Charles Schwab as custodians and maintains its own independent operations.

New York, New York

Independent RIA

Aspiriant Wealth Management is an independent ria firm in New York, New York. It acts as a fiduciary. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. Its advisors hold CLU credentials. Service options include online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Eveready Financial is an investment advisory firm in New York, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 33 Google reviews.

New York, New York

Insurance-Based

Mark Martiak Financial Advisor | Accredited Investment Fiduciary® Prudential Advisors is an insurance-based firm in New York, New York. It acts as a fiduciary. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Advisory services are available in English, Chinese, and Spanish. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

New York, New York

Satovsky Asset Management, LLC is an investment advisory firm in New York, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 4.6-star rating from 11 Google reviews.

New York, New York

AG Wealth Management is a fee-only fiduciary firm based in New York City that provides financial planning and investment management services to clients nationwide. The firm is led by Asad Gourani (CFP®, EA) and Leslie Rea (CFP®, MCEP®), and operates with an open-architecture investment approach unaffiliated with any broker or product manufacturer. The firm uses a five-step planning process and proprietary performance benchmarking tools, with a stated focus on serving equity-compensated professionals and business owners.

New York, New York

Global Advisers is a registered investment firm offering financial planning and investment management to individuals, families, corporations, and institutions. The firm operates from its Philadelphia headquarters and serves clients across major cities worldwide, applying a fiduciary process centered on client goals rather than product sales. Services integrate investment management, tax strategy, estate planning, and risk management, supported by technology platforms including AI-driven tools and data analytics. The firm emphasizes disciplined, long-term investment management with a focus on operational efficiency and low-cost structures.

New York, New York

Independent RIA

Wealthspire is an independent ria firm in New York, New York. It acts as a fiduciary. Services include Financial Planning and Investment Management. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 42 Google reviews.

North New Hyde Park, New York

CAPTRUST is an investment advisory firm in North New Hyde Park, New York. Services include Investment Management. The firm specializes in Small Business and Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.

Norwich, New York

The Eaton Center is an investment advisory firm in Norwich, New York. Service options include onsite meetings. The office has a wheelchair-accessible entrance. It holds a 4-star rating from 83 Google reviews.

Oneonta, New York

Allied Financial Services is a financial advisory firm based in Oneonta, New York that serves high-net-worth individuals, families, and business owners. The firm employs a long-term, comprehensive planning approach centered on understanding clients' circumstances, goals, and values, with an emphasis on family and generational planning. Clients receive access to consolidated account reporting and financial planning documents through an eMoney portal.

Orchard Park, New York

Autumn Wealth Management, based in Orchard Park, New York, offers investment management and wealth management services including strategic investment planning, retirement strategies, tax planning, risk management, and estate planning. The firm follows a four-step process beginning with discovery meetings to understand client circumstances, followed by comprehensive financial planning analysis, formal recommendations, and ongoing periodic review sessions. Partners James Wilder and Yvonne Smith lead the firm, which reports decades of experience providing securities and investment advisory services to clients.

Orchard Park, New York

Ancile Advisors is an investment advisory firm in Orchard Park, New York. Services include Retirement Planning. The firm specializes in Small Business. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance.

Oswego, New York

Wealth Enhancement Group is an investment advisory firm in Oswego, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Painted Post, New York

Kyle Herrington, Co-Founder, Partner, Financial Advisor - H&h Financial Group is an investment advisory firm in Painted Post, New York. Services include Financial Planning. The firm specializes in Retirement Planning and Investment Management. The office is open five days a week.

Penfield, New York

CFG The Money Docs is an independent financial advisory firm in Penfield, New York, affiliated with Cadaret Grant & Co., Inc., a broker-dealer offering FINRA/SIPC protections. The firm's principals, Charles LaRocco, Jr. (C.R.C., Series 6, 7, 65) and Timothy M. Pease (Series 7, 24), have each been in the industry since 1987 and provide investment advisory and insurance services to individuals and businesses. CFG develops personalized financial plans addressing retirement, income generation, and goal-based planning, with all representatives licensed to sell various insurance and investment products.

Perry, New York

Allied Financial Services is a financial advisory firm in Perry, New York that works with high-net-worth individuals, families, and business owners on financial planning and wealth management. The firm uses a comprehensive planning approach that includes defining timelines, setting priorities, and establishing financial direction based on each client's circumstances. Clients gain access to consolidated account reporting through an eMoney portal to view managed accounts and link external accounts for a complete financial picture, and those who complete planning engagements can also access related reports and analysis.

Pittsford, New York

Wealth Enhancement Group is an investment advisory firm in Pittsford, New York. Services include Financial Planning and Investment Management. The office is open five days a week. It holds a 5-star rating from 2 Google reviews.

Pittsford, New York

Previs Wealth is a financial advisory firm based in Pittsford, New York, serving families and small businesses since 2003. The firm's approach emphasizes simplifying the planning process and providing transparent guidance, with team members holding undergraduate degrees in economics, finance, and education, and advanced credentials including an MBA. The practice includes advisors with experience spanning from 1996 to 2019, and serves clients including educators and young professionals building foundational financial strategies.

Pittsford, New York

Hamilton Wealth Management serves clients in the Pittsford, New York area who are approaching or in retirement, with a focus on transitioning from wealth accumulation to income generation. The firm provides investment management and retirement planning services, emphasizing tax-efficient strategies and ongoing portfolio adjustments as clients move through different life stages. Led by Mr. Hamilton, the team has over 27 years of experience and operates through a partnership with Private Advisor Group, offering financial planning and investment management aligned with clients' personal objectives.

Pittsford, New York

Rochester Financial Services, based in Pittsford, New York, operates as a fee-only wealth management firm founded in 1993 and led by owner Jeff Feldman, a CFP and SEC-registered investment advisor. The firm provides portfolio management and estate planning services using no-load mutual funds, serving clients across the Rochester area and over 20 states, with approximately $310 million in assets under management. Feldman holds membership in NAPFA, the association of fee-only financial advisors, and the National Association of Tax Professionals. The firm operates on a fee-only model, receiving compensation directly from clients rather than through product commissions or third-party referral fees.

Pittsford, New York

Beau Morgan Advisors is a fee-only wealth management firm based in Pittsford, New York, founded by Beau Cornish with a focus on personalized financial planning grounded in proprietary research. The firm's team includes Investment Consultant Morgan Allen, who holds Series 7, 63, and 66 licenses and brings experience from Charles Schwab and private wealth management, alongside office leadership from Meg Dostman. The firm emphasizes disciplined portfolio construction, transparent fee arrangements, and direct client relationships rather than sales-driven advisory, with particular attention to helping clients understand their investments and navigate financial decisions affecting their lives.

Pittsford, New York

Independent RIA

LVW Advisors is an independent registered investment adviser based in Pittsford, New York, operating as a fiduciary. The firm provides estate planning, financial planning, and investment management services to individuals, families, institutions, and nonprofits, with a planning approach centered on understanding clients' goals and developing action-oriented strategies. With more than three decades of experience, LVW serves clients across multiple states and manages substantial assets.

Pittsford, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Pittsford, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 2.3-star rating from 3 Google reviews.

Plattsburgh, New York

Timothy Gonyo, Financial Advisor, LUTCF, RICP is an investment advisory firm in Plattsburgh, New York. The firm specializes in Retirement Planning and Investment Management. Its advisors hold RICP credentials. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open one day a week. It holds a 5-star rating from 1 Google review.

Plattsburgh, New York

Barcomb Wealth Management is an investment advisory firm in Plattsburgh, New York. The firm specializes in Investment Management and Wealth Management. Service options include onsite meetings. The office has a wheelchair-accessible entrance. The office is open five days a week.

Poughkeepsie, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Poughkeepsie, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning. Appointments are recommended. The office has a wheelchair-accessible entrance.

Poughkeepsie, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Poughkeepsie, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Poughkeepsie, New York

D'Arcangelo Financial Advisors is a wealth management firm based in Poughkeepsie, New York, founded in 1999 by CPAs and offering financial planning and investment management services. The firm specializes in retirement planning, tax strategy, and estate planning for individuals and families, with over 25 years of client service experience. Its advisors focus on developing personalized financial strategies designed to address evolving life circumstances and help clients manage their long-term financial objectives.

Poughkeepsie, New York

National Wealth Network is an independent financial planning firm based in Poughkeepsie, New York that operates under fiduciary standards when serving advisory clients. The firm offers investment management, financial planning, and planning services across retirement, education, insurance, tax, and estate planning, delivered through fee-based asset management. Rather than pursuing commission-based sales, the firm uses a proprietary planning process designed to address individual client needs and goals across major life events.

Purchase, New York

Main Street Financial LLC is an investment advisory firm in Purchase, New York. Services include Tax Planning. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Queensbury, New York

Wealth Enhancement Group is an investment advisory firm in Queensbury, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Queensbury, New York

Madison Wealth Managers was established in 2009 in Queensbury, New York by advisors who previously worked at major wire houses including UBS, Goldman Sachs, A.G. Edwards, and Merrill Lynch. The firm operates as an independent advisory practice with registered financial advisors and representatives who conduct individual client assessments to develop customized advice. The team has expanded since founding and occupies a custom office space to support its operations.

Queensbury, New York

Crist & Fredette Financial is a financial advisory firm based in Queensbury, New York that works directly with clients to develop investment strategies aligned with their risk tolerance, time horizon, and objectives. The firm offers retirement planning, executive benefits program design, protection strategy implementation, and asset allocation analysis. They emphasize transparency and collaboration in their approach, combining their team's experience and product knowledge to guide clients toward their financial goals.

Rhinebeck, New York

Pedrosa Wealth Management, based in Rhinebeck, New York, offers financial planning and retirement planning services with a focus on coordinating clients' financial, legal, insurance, and tax matters. The firm's approach involves reviewing existing documents and professional relationships, identifying planning gaps and risks through stress testing, and implementing integrated strategies that address estate planning, beneficiary management, tax planning, insurance reviews, and retirement income distribution. The advisor holds CFP and CLU credentials.

Rochester, New York

Allied Financial Services, Inc. is a Rochester-based financial advisory firm that serves high-net-worth individuals, families, and business owners through comprehensive long-term planning. The firm works with clients to align financial strategies with personal goals and values, including generational planning and business succession matters. Clients gain access to consolidated account reporting and financial planning documents through a secure online portal.

Rochester, New York

457 Plan Service Group is an investment advisory firm in Rochester, New York. Services include Retirement Planning. The office has a wheelchair-accessible entrance. The office is open five days a week.

Rochester, New York

Iconoclastic Capital Management is a fee-only fiduciary firm in Rochester, New York, offering financial planning and investment management services. The firm structures its engagement around service tiers—including Guided Wealth Management with ongoing support and standalone planning projects starting at $5,000—with no commissions or product kickbacks. The team emphasizes a straightforward advisory approach grounded in shared work and financial discipline, rejecting commission-based incentives and unnecessary complexity.

Rochester, New York

Delisanti Wealth Management, based in Rochester, New York, offers investment management and retirement planning services to retirees and business owners. The firm uses a three-step approach—establishing retirement timing, evaluating income needs, and determining withdrawal strategies—and emphasizes understanding each client's personal situation, goals, and risk tolerance through ongoing communication. The team consists of industry professionals with combined experience across investor backgrounds, and offers a complimentary initial consultation.

Rochester, New York

Chicago Partners Wealth Advisors is an independent, fiduciary wealth management firm serving high-net-worth investors in Rochester, NY, with 25 years of advisory experience. The firm provides financial planning and investment management grounded in CFP Board standards, encompassing portfolio design, tax efficiency, cash flow planning, and estate coordination. Operating on a client-only fee basis with no proprietary products or outside commissions, the firm uses an evidence-based investment approach and customized planning process tailored to each client's objectives rather than standardized models.

Rochester, New York

Ann Marie Depoian, RVP, Primerica Financial Services, PFS Investments is an investment advisory firm in Rochester, New York. Services include Insurance Analysis and Investment Management. Advisory services are available in English, Chinese, Spanish, Tagalog, and Vietnamese. Service options include onsite meetings and online appointment booking. The office has a wheelchair-accessible entrance. The office is open six days a week, including Saturdays. It holds a 5-star rating from 19 Google reviews.

Rochester, New York

Wealth Enhancement Group is an investment advisory firm in Rochester, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 3 Google reviews.

Rochester, New York

Raymond James & Associates is an investment advisory firm in Rochester, New York. Services include Retirement Planning. The firm specializes in Small Business. Its advisors hold CLU credentials. The office has a wheelchair-accessible entrance.

Rochester, New York

Research Financial Group, established in 1994 and located in Rochester, New York, offers financial planning and investment management services to individuals and families. The firm operates as an independent practice affiliated with LPL Financial, with a team led by principals holding credentials including Series 7, 65, 66, and 24 licenses, along with Certified Fund Specialist and Accredited Investment Fiduciary designations. The firm emphasizes a personalized approach that considers clients' overall financial and life circumstances, using a thorough planning process designed to help clients understand their strategies and work toward what they define as financial balance.

Rochester, New York

J. Curtis Wealth Advisory Services is an investment management and financial planning firm located in downtown Rochester, New York, operating as an affiliate of LynnLeigh & Company, a Registered Investment Advisor. Founded in 2022, the firm is led by Jason P. Curtis, a CERTIFIED FINANCIAL PLANNER™ and CIMA® credential holder with 15 years of experience serving individual investors and small business owners. The firm operates on a fiduciary basis, working with clients to identify their current financial position and develop strategies aligned with their personal goals and investment philosophy.

Rochester, New York

Crossbridge Financial Group is an investment advisory firm in Rochester, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 4 Google reviews.

Rockville Centre, New York

The Pinnacle Financial Group, based in Rockville Centre, New York, provides wealth management services to individuals, families, businesses, and business owners. The firm also supports advisors seeking to establish independent practices, offering transition assistance, technology platforms, and operational support through its Pinnacle Transition Process.

Rome, New York

Chatham Street Advisors, based in Rome, New York, provides investment advice through Belpointe Asset Management, an SEC-registered investment adviser, and offers insurance products through affiliated entities. The firm serves individuals, business owners, and entities with services spanning investment management, tax accounting, retirement planning, college savings, estate planning, and Medicaid planning. William McCormick, the principal, holds a CFA credential and a master's degree in professional accounting, with over 30 years of industry experience. The firm handles taxable accounts, IRAs, custodial accounts, business retirement plans, and integrated financial planning for small business owners.

Saratoga Springs, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Saratoga Springs, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Saratoga Springs, New York

CHS Wealth Management & CPAs is an investment advisory firm in Saratoga Springs, New York. The firm specializes in Investment Management and Wealth Management. Its advisors hold CPA credentials. The office has a wheelchair-accessible entrance. The office is open five days a week.

Saratoga Springs, New York

Sterling Manor Financial, LLC has operated in Saratoga Springs for two decades, providing financial planning and investment management services to individuals, families, and businesses. The firm employs a proprietary planning methodology called the Sterling 3-D Process and emphasizes personalized service and holistic wealth strategy tailored to retirement, legacy, and investment objectives. The firm was voted Best Investment Firm by Saratoga area readers in 2026.

Saratoga Springs, New York

Novus Wealth Strategies is an investment advisory firm in Saratoga Springs, New York. Services include Financial Planning. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Skaneateles, New York

Marcellus Capital Management is an independent registered investment advisor based in Skaneateles, New York, founded in 2015 by Jeff LaMarca, a CFA charterholder with a background in equity research and hedge fund investing. The firm offers financial planning, tax preparation, investment management, and advisory services covering retirement planning, qualified plans, insurance analysis, college savings, and estate matters. MCM's investment approach emphasizes long-term positioning in competitively advantaged businesses through a mix of index funds, active funds, and individual securities, without reliance on formulaic strategies. The firm does not sell insurance or other financial products and maintains independence from affiliated financial service providers.

Smithtown, New York

Heritage Financial Advisory is an investment advisory firm in Smithtown, New York. Services include Financial Planning and Investment Management. The firm specializes in Small Business. Service options include onsite meetings and online appointment booking. Appointments are required. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 27 Google reviews.

Southampton, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Southampton, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 2 Google reviews.

Spencerport, New York

Bianchi Financial Services is an investment advisory firm in Spencerport, New York. Services include Financial Planning. The office has a wheelchair-accessible entrance. The office is open daily.

Spencerport, New York

Lift Bridge Financial is an investment advisory firm in Spencerport, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Staten Island, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Staten Island, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Staten Island, New York

Cove Financial is a Staten Island-based financial advisory firm offering financial planning, investment management, and insurance analysis with a focus on insurance planning. The firm provides services spanning retirement income planning, estate planning, charitable giving strategies, protection planning, and legacy planning, structured around a five-step process that begins with discovery and assessment, moves through profiling and strategy development, and includes ongoing review and adjustment. The firm emphasizes personalized client relationships and employs risk assessment methodology grounded in Nobel Prize-winning framework principles to align investment portfolios with client objectives.

Syracuse, New York

KF Retirement Strategies LLC is a financial planning firm based in Syracuse, New York that specializes in retirement planning. The firm works with clients through a two-phase approach: first assessing their current financial situation across multiple life dimensions, then developing written plans focused on their retirement goals and objectives. The firm emphasizes ongoing client collaboration and plan refinement throughout the planning process.

Syracuse, New York

Insurance-Based

Anthoni D. Pope, Financial Professional - New York Life is an insurance-based firm in Syracuse, New York. Services include Insurance Analysis. The office is open five days a week.

Syracuse, New York

Orla Wealth Management provides financial planning and investment management services to clients in Syracuse, New York across varying financial backgrounds and life stages. The firm works with clients through an initial consultation to understand their circumstances, goals, and risk tolerance, then develops strategies aligned to individual needs rather than standardized approaches. The firm coordinates financial planning and investment guidance through an ongoing advisory relationship.

Syracuse, New York

OneDigital is a Syracuse-based firm that provides insurance analysis, retirement plan services, and HR consulting to employers and organizations nationwide. The firm advises on over 5,800 retirement plans representing $137+ billion in assets under advisement, and serves more than 100,000 clients. Services include retirement plan design and administration, fiduciary oversight, financial coaching, HR consulting across the employment lifecycle, payroll and benefits administration, and AI workforce strategy guidance. The firm is SOC-2 certified and maintains an 82 Net Promoter Score.

Syracuse, New York

Independent RIA

Rialto Wealth Management is an independent ria firm in Syracuse, New York. It acts as a fiduciary. Services include Financial Planning. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open daily.

Syracuse, New York

Fee-Only

Rockbridge Investment Management, LLC | Investment Advisors, Financial Planners is an investment advisory firm in Syracuse, New York. It acts as a fiduciary. Services include Financial Planning and Investment Management. Its advisors hold CFP credentials. Compensation is on a fee-only basis. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 4 Google reviews.

Syracuse, New York

TMRW Financial Group provides financial planning and investment management services to individuals and families in the Syracuse area, particularly those approaching or in retirement. The firm employs a three-step, data-driven process and emphasizes personalized guidance tailored to each client's specific circumstances and objectives. The team includes advisors with over a decade of combined experience in the financial services industry.

Tarrytown, New York

Westchester Financial Partners is an investment advisory firm in Tarrytown, New York. The office is open six days a week, including Saturdays.

Tarrytown, New York

Wealth Enhancement Group is an investment advisory firm in Tarrytown, New York. Services include Financial Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Tarrytown, New York

Marc Mirabella- Hudson Financial Group is an investment advisory firm in Tarrytown, New York. The firm specializes in Retirement Planning. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 5 Google reviews.

Troy, New York

OneDigital is a benefits and HR consulting firm serving employers nationwide, with expertise in retirement plan administration, HR consulting, and payroll solutions. The firm manages over $137 billion in assets under advisement across more than 5,800 retirement plans, and provides services including plan design, employee financial coaching, fiduciary oversight, HR compliance support, and workforce strategy guidance. OneDigital also offers insurance analysis services and specializes in helping small to midsized businesses integrate retirement savings, benefits administration, and HR operations into cohesive workforce strategies.

Troy, New York

Desmond Wealth Management Group is an independent, fee-based wealth management and retirement planning firm serving clients in the Troy, New York area and nationwide. The firm works with individuals and families approaching or in retirement, offering services including retirement income planning, Social Security coordination, tax management, Roth conversion strategies, and investment guidance. Founded on a fiduciary, education-focused philosophy that prioritizes client interests over commission-driven recommendations, the firm is led by Dan, who brings over 12 years of experience in financial planning and wealth advisory from Goldman Sachs Ayco.

Trumansburg, New York

H&H Financial Group, based in Trumansburg, New York, offers personalized financial planning services to individuals, families, and businesses. The firm coordinates with clients' existing professional advisors such as CPAs and attorneys, and brings in specialized expertise as needed to support financial strategy development.

Tupper Lake, New York

EverGreen Financial Services is an investment advisory firm in Tupper Lake, New York. The office is open five days a week.

Utica, New York

Adirondack Financial Services is an SEC-registered investment advisor based in Utica, New York that offers financial planning, retirement planning, and employee benefits solutions. The firm provides advisory services through its own entity and maintains a broker-dealer relationship with Hazard & Siegel Inc. for brokerage services. It serves both individual clients and organizations, with specific offerings including qualified retirement plan establishment and management, employee benefits program administration, and employee education platforms.

Vestal, New York

TMRW Financial Group is an investment advisory firm in Vestal, New York. Services include Financial Planning and Investment Management. The office is open daily.

Vestal, New York

Independent RIA

Lesko Financial Services is an independent registered investment advisor and broker-dealer based in Vestal, New York, offering financial planning, investment management, and insurance analysis. Founded in 1948 and currently led by CEO Gregory Lesko, the firm manages over $750 million in client assets through its fee-based advisory program and maintains SEC registration. The firm operates under a fiduciary standard and provides services including retirement planning, estate planning, college funding strategies, and retirement plan administration to more than 7,000 household clients across the region.

Victor, New York

Bank-Affiliated

Miguel A Fernandez is a bank-affiliated firm in Victor, New York. The firm specializes in Debt Management, Investment Management, and Wealth Management. Advisory services are available in English and Spanish. The office has a wheelchair-accessible entrance. The office is open five days a week.

Victor, New York

Insurance-Based

Louis Bacchetta, Financial Advisor - Eagle Strategies is an insurance-based firm in Victor, New York. Services include Financial Planning and Insurance Analysis. The firm specializes in Retirement Planning and Investment Management. The office has a wheelchair-accessible entrance. The office is open five days a week.

Victor, New York

The Pitti Group Wealth Management is a registered investment advisor and fiduciary firm founded in 2016 by Sal and Matt Pitti, with offices in Victor, New York and Bonita Springs, Florida. The firm provides financial planning, investment management, and wealth management services to educators, nonprofit employees, business owners, executives, and high-net-worth individuals, with CFP-credentialed advisors who address retirement planning, tax-efficient investing, estate coordination, insurance strategies, and employee benefit design. Their stated approach begins with discovery meetings to understand client goals and circumstances, followed by detailed planning and ongoing adjustments as life changes. The firm serves the Rochester region and clients nationwide.

Victor, New York

Ever Green Wealth Management is an investment advisory firm in Victor, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 5-star rating from 1 Google review.

Wappingers Falls, New York

Sage Investment Advisers is a fee-only fiduciary firm based in Wappingers Falls, New York, serving individuals, families, and small business owners throughout the Hudson Valley and beyond via virtual meetings. The firm provides financial planning and investment management services, including retirement income strategy and Social Security optimization, with a stated emphasis on transparent fee disclosure and alignment with client goals rather than commission-based recommendations. The firm has received recognition including The Best in the Hudson Valley Award and USA Today recognition, and maintains a 5-star rating based on client reviews.

Watertown, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Watertown, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.

West Nyack, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in West Nyack, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 3-star rating from 2 Google reviews.

Westbury, New York

Worldwide Wealth Group, located in Westbury, New York, provides financial planning and investment management services with a focus on physicians, surgeons, dentists, and other medical professionals. The firm works through a defined five-step process—assessing needs, organizing financial data, evaluating financial status, developing plans, and monitoring adjustments—and offers guidance on retirement strategies, insurance approaches, and practice-related financial matters. The firm emphasizes personalized attention and ongoing plan refinement as circumstances and life events change.

Westbury, New York

Eon Wealth Management is an investment advisory firm in Westbury, New York. The firm specializes in Investment Management and Wealth Management. The office has a wheelchair-accessible entrance. The office is open four days a week. It holds a 5-star rating from 2 Google reviews.

Whitney Point, New York

Independent RIA

Milestone Consultants, Inc. is a registered investment adviser based in Whitney Point, New York, founded in 2006 and incorporated as an independent firm in 2017 by Eric Birdsall, MBA, CPFA. The firm specializes in fiduciary advisory services for employee benefit plans, particularly 401(k) and 403(b) arrangements, working with plan sponsors and participants. As an independent RIA, Milestone accepts formal fiduciary responsibility and structures its services to address organizations' specific plan administration and governance needs.

Williamsville, New York

Sherwood Financial Management is a fee-only financial planning and wealth management firm in Williamsville, New York, founded by Tracy Sherwood, a Certified Financial Planner® with over 30 years of industry experience. The firm provides estate planning, financial planning, and investment management services, operating under a fiduciary standard with no commissions or conflicts of interest. Services address retirement planning, wealth accumulation, tax planning, and household financial organization, with a focus on working with clients through different life stages and market conditions.

Williamsville, New York

Independent RIA

Independent Solutions Wealth Management is a registered investment advisor in Williamsville, New York that provides financial planning and investment management services. The firm works with insurance agents and advisors through its Asset Management Alliance partnership program, offering access to diversified investment portfolios including stocks, bonds, mutual funds, ETFs, and separately managed accounts managed by an investment committee. The firm's stated approach involves developing financial models to help clients protect and organize their assets while aligning investments with individual risk profiles and objectives.

Williamsville, New York

AMG Financial is an independent wealth management firm based in Williamsville, New York, operating since 2005. The firm offers strategic wealth management, estate planning, divorce financial planning, and retirement income planning, with particular expertise serving business owners and families planning for education through tools like 529 plans. AMG partners with CPAs through the Avantax network and with attorneys to integrate tax-efficient and estate planning strategies. The firm follows a three-step process of assessing client finances and risk tolerance, strategizing customized approaches, and ongoing implementation as circumstances change.

Williamsville, New York

Wirehouse

Merrill Lynch Wealth Management is a wirehouse firm in Williamsville, New York. Services include Financial Planning and Investment Management. The firm specializes in Wealth Management. The office has a wheelchair-accessible entrance. The office is open five days a week. It holds a 3-star rating from 2 Google reviews.

Williamsville, New York

Student Loan Steve, based in Williamsville, New York, provides financial planning with a focus on student debt management. The firm is led by Steve Witter, a Certified Financial Planner (CFP®) and Certified Student Loan Professional (CSLP®), who offers one-time fee-based consultations ($595 for borrowers with existing loans, $300 for families planning college financing) that include a written loan analysis and three months of email support. Services address federal and private loan repayment strategies, forgiveness qualification, and tax-filing optimization for borrowers and parents.

Williamsville, New York

Insurance-Based

Northwestern Mutual is an insurance-based firm in Williamsville, New York. Services include Financial Planning, Insurance Analysis, and Investment Management. The firm specializes in Insurance Planning and Wealth Management. Appointments are recommended. The office has a wheelchair-accessible entrance. It holds a 1-star rating from 1 Google review.

Williamsville, New York

Downing Financial Group is an independent financial advisory firm in Williamsville, New York, serving clients throughout Western New York with a focus on individuals aged 55 and older. The firm offers financial planning, investment management, retirement planning, estate planning, and tax optimization strategies, with the principal, John Downing, holding the CFP® credential and operating under fiduciary obligation. The firm blends active and passive investment approaches using ETFs and mutual funds, with performance benchmarked against Morningstar standards. Downing Financial Group charges transparent, fee-based compensation for its services.

Williamsville, New York

Bentham Wealth Advisors is a fee-only financial planning firm in Williamsville, New York, with principals who hold CFP® and CSLP® certifications. The firm serves retirees and teachers with retirement planning and comprehensive financial planning services on a fully transparent fee basis, declining to accept commissions or recommend particular investment products. Multiple team members bring extensive experience in financial advisory roles and backgrounds in education.

Woodbury, New York

Kingsview Partners Woodbury Office is an investment advisory firm in Woodbury, New York. Services include Financial Planning. Appointments are recommended. The office has a wheelchair-accessible entrance. The office is open five days a week.