Answer the numeric questions that drive the planning questions.
Clean, plain-English calculators for the math that matters. Live results as you type, editorial explanations of what the numbers mean, and a path to a fiduciary advisor when you're ready to translate estimates into a plan.
How will my money grow?
See how an initial investment plus regular contributions compounds over time at a given rate of return.
Open calculator Retirement · Retirement CalculatorHow much do I need to retire?
Estimate the nest egg you need at retirement, the value of your current savings path, and the gap between them.
Open calculator Planning · Savings Goal CalculatorHow much should I save each month?
Work backward from a savings target to the monthly contribution that gets you there by your deadline.
Open calculator Retirement · Social Security Claim Age CalculatorWhen should I claim Social Security?
Compare your monthly and lifetime Social Security benefit across ages 62, 67, and 70 to find your break-even point.
Open calculator Distribution · Required Minimum Distribution CalculatorHow much do I have to withdraw from my IRA?
Compute your annual Required Minimum Distribution from traditional IRAs and 401(k)s using the IRS Uniform Lifetime Table.
Open calculator Distribution · Safe Withdrawal Rate Calculator (4% Rule)How much can I safely spend in retirement?
Apply the 4% rule (or any other rate) to your portfolio and see how long your money lasts under different return assumptions.
Open calculatorThe calculators that actually get planning unstuck
Most financial decisions hinge on a small number of numeric questions: Will my current savings path get me to retirement? How much do I need to save each month to hit a specific goal? Should I claim Social Security at 62, 67, or 70? These calculators answer those questions with live arithmetic, the kind a spreadsheet would — no black-box projections, no "premium tier" gate.
The numbers are estimates by definition: they can't model your actual tax situation, pension nuance, asset location, or sequence-of-returns risk. That's what a fiduciary advisor does. But the estimates are usually enough to know whether to be comfortable or to start panicking, and that's the first decision.