Middlebury, Vermont
One Day In July Financial Advisors is a fee-only fiduciary firm based in Middlebury, Vermont that specializes in retirement planning and investment management for individuals, families, and institutions. The firm constructs diversified portfolios primarily using low-cost index funds and ETFs from providers such as Vanguard and iShares, with client assets custodied at Charles Schwab. As an independently owned firm accepting no commissions or revenue-sharing arrangements, it emphasizes transparent fee structures and after-tax, after-fee analysis of investment performance. The advisors conduct in-person meetings and manage investment decisions directly rather than delegating to third parties or relying on algorithmic trading.